401k Catch Up 2025 Rules 2025. The limit on employer and employee contributions is $69,000. Starting in 2025, employees can contribute up to $23,000 into their 401(k), 403(b), most 457 plans or the thrift savings plan for federal employees, the irs announced nov.
The 401(k) contribution limit for 2025 is $23,000 for employee contributions, and $69,000 for the combined employee and employer contributions. In 2025, if you’re still working, you can make a maximum annual contribution of $23,500 to your employer’s retirement plan.